August 21st, 2012

Apparently, we’re millionaires

Posted in The Job - General by 200

So today sees the announcement that police have seized one million vehicles from people with no insurance or driving licence, since powers were given so to do.

For the last seven years we’ve been taking uninsured vehicles off the road mainly because the driver isn’t insured or hasn’t got a driving licence. Most get returned on production of suitable documents, while the rest get crushed or sold.

The use of ANPR cameras in police vehicles has massively increased the chance of getting caught, but current estimates are that there are still 1.2 million uninsured vehicles out there.

With so many uninsured vehicles being taken off the road, one might think that there would be more insured vehicles and our policies might start to come down in price. I’m not sure about you but I can’t see any evidence of that in my family’s insurance bills. Maybe those who get caught driving without insurance just go and get another car not to insure. Sadly, the penalties for having no insurance often don’t even amount to the cost of an insurance policy, so it makes it a worthwhile risk to drive uninsured.

Still, 1 million vehicles has got to be a good pain in the arse factor for certain groups of society.

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  1. Civ_In_The_City says:

    “Sadly, the penalties for having no insurance often don’t even amount to the cost of an insurance policy.”

    And families can make more money by not being gainfully employed that actually getting a job.

    Curious how successive governments harp on about the private sector and market forces driving down costs and driving up quality and yet these kinds of bizarre pre-school maths situations are allowed to persist.

    August 22nd, 2012 at 09:06

  2. MRC says:

    Rather than crushing the cars, I’d prefer any half decent MOT passing ones should be sold on; to raise funds for a general police budget.

    August 22nd, 2012 at 09:21

  3. 200 says:

    MRC “…while the rest get crushed or sold.”

    They are.

    August 22nd, 2012 at 11:02

  4. PETE THE PLOD says:

    The penalty is worth the risk , just ask one of the 1.2million scamming the system.Not that i have ever issued one but the FPN for no insurance is 200 quid and six points, how many people pay less than that for a policy,not me even with the fortune of a few years no claims ,drive and decent area to live in?On the subject of insurance , more and more traders policies cropping up these days insuring ‘johnny’ and half the estate , hows about before these policies are underwritten evidence such as vat number etc for the legit trade/’business’ being produced?

    August 22nd, 2012 at 17:07

  5. russell says:

    I have seen an alarming rise in vehiclez with number plates not on the computer and from november pre 1960 motor cycles cars and trucks do not require an MOT i own a classic car and its well looked after but i can imagine some lazy people not bothering and just tearing arou.d in some old heap. This also applies to those great unwashed dreadlocked hippies and their grotty lorries

    August 23rd, 2012 at 12:18

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