The commutation, that I’ve waited 30 years for, is finally here.
It’s been a long wait, but bloody hell, does it feel good.
When Mrs Weeks & I started a family, we decided that it would be best for our children for Mrs Weeks to give up work & be at home with the kids as they developed & grew. This put us under some pretty intense financial strain, for a start, Mrs W was earning several thousand pounds a year more than I was. Part of the decision for her to give up & me to carry on was traditional, but part was financial, which may sound strange given that she was earning more, but we took into account the future benefits of the pension system together with the fact that she was in an industry which was starting to decline. As it turned out,Ã‚Â within five years of her finishing, several of the factories she worked with closed and the industry she was in has shrunk many times in the last 20 years; I think we made the right decision.
The downside of that decision has been cars which have been older than our children at various stages in the last 18 years, holidays in the UK, eating out was a real treat rather than a habit. The benefits are immeasurable in that we are raising children who will be a complete asset to society.
For the first time, this week, we have no debt, well, maybe once the cheques we’ve written have been cashed by the banks, building society’s, credit card companies, etc.
I feel like I’ve walked into a shower, covered in grime, & come out the other side totally clean, free, and facing a great future. Imagine, debt free, that’s something I’ve not considered for, ooh, about thirty years, or so.