February 19th, 2009

It’s here!

Posted in The Job - Experience by 200

The commutation, that I’ve waited 30 years for, is finally here.

It’s been a long wait, but bloody hell, does it feel good.

When Mrs Weeks & I started a family, we decided that it would be best for our children for Mrs Weeks to give up work & be at home with the kids as they developed & grew. This put us under some pretty intense financial strain, for a start, Mrs W was earning several thousand pounds a year more than I was. Part of the decision for her to give up & me to carry on was traditional, but part was financial, which may sound strange given that she was earning more, but we took into account the future benefits of the pension system together with the fact that she was in an industry which was starting to decline. As it turned out,  within five years of her finishing, several of the factories she worked with closed and the industry she was in has shrunk many times in the last 20 years; I think we made the right decision.

The downside of that decision has been cars which have been older than our children at various stages in the last 18 years, holidays in the UK, eating out was a real treat rather than a habit. The benefits are immeasurable in that we are raising children who will be a complete asset to society.

For the first time, this week, we have no debt, well, maybe once the cheques we’ve written have been cashed by the banks, building society’s, credit card companies, etc.

I feel like I’ve walked into a shower, covered in grime, & come out the other side totally clean, free, and facing a great future. Imagine, debt free, that’s something I’ve not considered for, ooh, about thirty years, or so.

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4 comments

  1. joe says:

    Well done – enjoy the feeling!

    February 19th, 2009 at 11:21

  2. Plodnomore says:

    What wonderful news. Now, I wonder if you can help me? I have access to several millions pounds which an evil uncle stole from my family. Fortunately, I managed to get hold of his bank book which gives me the authority to remove the money from his account. Unfortunately, I don’t have an account and am looking for a safe place to tranfer it to. As I am sure you are an honest person you will help me and I will pay you for your trouble by doubling the amount you received in your commutation. Now, all I need is your bank account details such as sort code, account number and name of account!
    Seriously, look after it, keep away from financial advisers and make sure it doesn’t go towards too many of the regular household bills or else it’ll disappear before you know it.
    Take care in your new job.

    February 19th, 2009 at 22:07

  3. Sage says:

    Congratulations, and well done to you and the missus because you both deserve a happy financial future without the worry of pensions and cost of living etc…. enjoy and prosper

    February 20th, 2009 at 10:44

  4. Ian Bruce says:

    I had to take ill health retirement back in 2002. But the check from the pension gave me a big smile And I have no regrets I don’t miss the job one bit. I got up looked out the window and after seeing all the snow two weeks ago I had a good chuckled to my self and got back in to the warm bed. It was the best feeling one can have. So what ever you do enjoy your moment of pure luxury and have some fun spending some of the cash on your self

    February 21st, 2009 at 13:10

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